Rejected for a Mortgage? Duane Buziak’s 7-Step Recovery Plan to Get Approved

A mortgage denial is not a final verdict — it is a fixable file. This article walks borrowers through Duane Buziak’s 7-step recovery plan for anyone asking “rejected for mortgage what next,” covering DTI reduction, debt paydown strategies, and how reapplying through an independent wholesale mortgage broker can unlock better rates and approval odds.
Debt-to-Income Ratio Too High for a Mortgage? Duane Buziak’s Step-by-Step Fix

When your debt to income ratio is too high for mortgage approval, the fix isn’t always about earning more — it’s about strategically restructuring your monthly obligations on paper. Broker Duane Buziak (NMLS #1110647) walks through real borrower scenarios, the 43% qualified mortgage threshold, and actionable steps to get a stalled application back on track.
Mortgage Broker vs Bank: How Rate Shopping Works

Mortgage broker vs bank: compare rate shopping, points, credit tiers, and lock options to see what can change your payment and five-year cost over time.