Duane Buziak’s Home Buying Budget Worksheet: 7 Steps to Know Exactly What You Can Afford
A home buying budget worksheet helps you calculate your true purchase ceiling before you ever tour a home — factoring in gross income, recurring debt, property taxes, HOA dues, insurance, and cash reserves. Duane Buziak (NMLS #1110647) walks buyers across eight licensed states through this seven-step framework so every number they bring to a lender conversation is grounded in reality, not optimism.
Debt to Income Ratio Calculator for Mortgage: How Duane Buziak Helps You Know Your Number Before You Apply
This article walks homebuyers through calculating front-end and back-end debt to income ratio for mortgage qualification, explaining program-specific DTI thresholds and how working with wholesale mortgage consultant Duane Buziak helps borrowers identify the lender whose underwriting methodology gives them the best shot at approval.
Why Smart Borrowers Choose Grand Rates Mortgage
Why Smart Borrowers Choose Grand Rates Mortgage: compare same-day loan pricing, points, payments, and credit tiers with a NoTouch Credit Pull before lock.
DSCR Loan for Rental Property Rate Shopping
Compare a DSCR loan for rental property with clear payment math, reserve rules, rate-shopping steps, and credit-friendly prequalification options nationwide.