How to Build a Mortgage Rate Lock Strategy: Duane Buziak’s 2026 Guide
This guide from Duane Buziak (NMLS #1110647) walks buyers and refinance borrowers through a step-by-step mortgage rate lock strategy for timing, structuring, and confirming a rate lock so market swings don’t add thousands to a loan before closing.
Duane Buziak Explains How to Spot a Mortgage Broker Charging Hidden Fees
Duane Buziak breaks down how to identify a mortgage broker charging hidden fees, explaining the difference between origination fees, yield spread premium, and junk fees, plus the federal disclosure rules that protect borrowers. A worked $400,000 loan example shows exactly how a quietly rolled-in fee can cost hundreds of extra dollars over time.
Cash Out Refinance Options That Fit Your Equity
Compare cash out refinance options by rate, points, LTV, and eligibility. See a real payment example and shop offers without a hard credit inquiry today.