Duane Buziak Mortgage Maestro Explains: Why Mortgage Pre-Approval Lowered My Credit Score

First Time Homebuyer Virginia: Step-by-Step Guide to Buying Your First Home — Check Your Rate Without a Hard Credit Pull

Many borrowers notice mortgage pre approval lowered my credit score by a few points and worry it will hurt their loan chances, but Duane Buziak, NMLS #1110647, explains why this dip is normal, temporary, and rarely a real problem. The article breaks down hard vs. soft inquiries, how much a real pre-approval typically costs your score, and what to watch for if you shop with multiple lenders.