Duane Buziak’s 6 Strategies to Find the Best First-Time Home Buyer Mortgage Programs in 2026
Duane Buziak, NMLS #1110647, breaks down six decision points for finding the best first-time home buyer mortgage programs, using a $350,000 purchase to compare real cash-to-close and monthly costs between FHA and conventional low-down-payment loans. The comparison shows why picking a program by habit instead of running the numbers can cost buyers thousands over time.
Duane Buziak Explains: How Much Does It Cost to Buy Down Your Mortgage Rate?
This article breaks down buy down mortgage rate cost using a worked $450,000 loan example, comparing permanent and temporary buydown structures side by side to help buyers decide if paying points makes financial sense.