How to Get a Mortgage for a Multi-Family Property: Duane Buziak’s Step-by-Step Guide
This step-by-step guide explains how to get a mortgage for a multi-family property, covering loan category, down payment and reserve requirements, documentation, and how lenders count rental income. It uses a real $650,000 triplex example to show how owner-occupied versus investor financing changes your down payment, rate, and qualifying math.
How to Negotiate a Lower Mortgage Rate: Duane Buziak’s Step-by-Step Guide
This guide breaks down how to negotiate a lower mortgage rate by pulling your credit report, gathering competing Loan Estimates, and using those numbers as leverage with lenders. Following the steps can save thousands over the life of a loan, as shown through a real $400,000 loan example.
Mortgage Rate Volatility and Your Lock Decision
Mortgage rate volatility changes what you pay, when to lock, and whether points work. Compare same-day offers with no credit inquiry before you commit.