Duane Buziak Explains Mortgage Lender Bait-and-Switch Tactics — And How to Spot Them
Duane Buziak breaks down how mortgage lender bait and switch tactics work, why a quoted rate can jump before closing, and what federal disclosure rules and practical steps borrowers can use to protect their rate from last-minute surprises.
Mortgage Rate Increased After Pre-Approval? Duane Buziak Explains What to Do Next
When a mortgage rate increased after pre-approval, it usually means the rate was never locked, and this article breaks down exactly what that costs you and the practical steps to protect your payment before closing.
GrandRates vs Freedom Mortgage: How Duane Buziak’s Rate Comparison Stacks Up
This article breaks down a GrandRates vs Freedom Mortgage rate comparison using a worked $420,000 loan example, showing how Duane Buziak’s wholesale-lender shopping model can stack up against a direct-lender quote. It highlights the real-dollar difference comparison shopping can make over five years.
Is GrandRates a Good Lower.com Alternative? Duane Buziak Breaks Down the Numbers
This article examines whether GrandRates is a good Lower.com alternative by walking through a worked $400,000 refinance example that compares wholesale lender pricing against a single direct lender’s quote. Duane Buziak breaks down the exact rate and payment differences borrowers should verify before choosing either path.
Rate Lock Timing: When to Lock, Float, or Reprice
Rate lock timing can change your payment, points, and cash to close. See when to lock or float and compare mortgage pricing with no credit hits today.