How to Get the Lowest Mortgage Rate Possible: A 7-Step Guide from Duane Buziak

How to Shop Mortgage Rates Without Hurting Your Credit Score: A Step-by-Step Guide for Virginia Home Buyers

Duane Buziak, NMLS #1110647, walks through seven steps to get the lowest mortgage rate possible, from fixing credit reports and lowering debt-to-income ratio to choosing a loan type and comparing real offers. A $400,000 example shows a half-point rate gap costs about $131 a month, or roughly $7,900 over five years.