How to Improve Your Mortgage Rate Offer: A Step-by-Step Guide from Duane Buziak

A practical guide to how to improve mortgage rate offer.
Duane Buziak Explains Mortgage Rates for Manufactured Homes: Why They Differ and How to Compare Them

Mortgage rates for manufactured homes often run higher than site-built loans, and the gap depends mostly on how the home is classified and which loan program finances it. Duane Buziak (NMLS #1110647) walks through the rate drivers, loan types, and a side-by-side comparison, showing how a 0.75% difference on a $220,000 loan costs about $111 a month, and how to shop lenders without multiple credit hits.
How to Calculate Refinance Breakeven Exactly

Learn how to calculate refinance breakeven using payment, points, and total-cost math before you compare offers and lock a new loan with fresh rate data.