How to Lock In a Mortgage Rate: Duane Buziak’s 6-Step Guide for 2026

A practical guide to how to lock in mortgage rate.
Duane Buziak Explains Mortgage Rates for Rental Property Investors: Why They Run Higher and How to Compare Them

Mortgage rates for rental property investors typically run higher than owner-occupied rates because lenders price in added default risk, which can add about $124 per month on a $300,000 loan. Duane Buziak, NMLS #1110647, explains the pricing factors, main loan types, a worked cash-flow example, and a repeatable method for comparing quotes.