Duane Buziak Explains How GrandRates Helps You Compare FHA Loan Rates Across Multiple Lenders
A practical guide to Compare FHA loan rates across multiple lenders.
Duane Buziak on How GrandRates Helps You Compare USDA Loan Rates Across Multiple Lenders
Duane Buziak explains how to compare USDA loan rates across multiple lenders by requesting same-day Loan Estimates for an identical scenario and reading fees as closely as the rate. A $300,000 worked example shows a 0.375-point rate gap changing the payment by about $73 a month and interest by roughly $5,650 over five years, using illustrative rates only.
What Is a Mortgage Rate Lock? Duane Buziak Explains How It Works and What It Costs in 2026
What is a mortgage rate lock? It is a lender’s written promise to hold your interest rate for a set number of days while your loan closes. Duane Buziak, NMLS #1110647, explains how locks work, what lock periods cost, how float-downs and extensions compare, when to lock, and what happens if a lock expires.