How to Read a Mortgage Loan Estimate: A Step-by-Step Guide from Duane Buziak

This step-by-step guide shows you how to read mortgage loan estimate forms box by box, so you can explain every key figure on the 3-page document. Using a worked example of two lenders with near-identical rates but a $3,800 difference in cash to close, it teaches you to compare Loan Estimates side by side and spot hidden costs before you commit.
Duane Buziak Explains Wholesale Mortgage Rates: How They Work and Why They Can Differ From Retail

A practical guide to wholesale mortgage rates explained.
Rocket Mortgage Versus a Mortgage Broker

Rocket Mortgage versus broker: see how single-lender pricing compares with same-day wholesale rate shopping, points, locks, credit tiers, and costs now.
Duane Buziak: 7 Ways Veterans Can Compare VA Loan Rates on GrandRates in 2026

Veterans who compare VA loan rates carefully can save real money, since a 0.375-point quote gap on a $400,000 loan costs roughly $96 a month. This guide walks through seven steps used by the best veterans to compare VA loan rates, including matching loan terms, reading the Loan Estimate, pricing discount points, and accounting for the funding fee, so you can shop without wasting credit pulls.
How Many Mortgage Quotes Should I Get Before Deciding? Duane Buziak Explains the GrandRates Approach

Wondering how many mortgage quotes should I get before deciding? Duane Buziak (NMLS #1110647) explains why three to five quotes from different lender types, all collected within a 14-day window, is the sweet spot. He shows how to compare quotes like for like, why a half-point rate gap can cost about $7,900 over five years, and when to stop shopping and lock your rate.
Duane Buziak: 7 Strategies to Choose Among Top Mortgage Lenders for Virginia Homebuyers

Choosing among the top mortgage lenders Virginia homebuyers can access is about fit, not rankings. Duane Buziak shares seven strategies for comparing lender types, loan terms, and quotes, showing how a 0.375-point rate gap on a $400,000 home can cost roughly $4,700 to $5,600 over five years.
Why Is My Mortgage Quote Higher Than Advertised? Duane Buziak Explains the Gap

A practical guide to why is my mortgage quote higher than advertised.
Seven Mortgage Fees to Compare Before You Lock

Learn the seven mortgage fees to compare, how points change payment and five-year cost, and how to shop same-day pricing without a hard credit inquiry.
How to Negotiate Mortgage Closing Costs: A Step-by-Step Guide from Duane Buziak

A practical guide to how to negotiate mortgage closing costs.
Duane Buziak on 7 Mortgage Rate Negotiation Strategies That Can Lower Your Rate in 2026

A practical guide to mortgage rate negotiation strategies.