How to Compare Lender Fees Before You Lock
Learn how to compare lender fees, points, credits, APR, and cash to close so a lower rate does not hide a more expensive mortgage offer before you lock.
HELOC Rates: What a 0.50% Difference Costs
Compare HELOC rates using payment math, margin and FICO tiers. Learn how same-day broker shopping and NoTouch Credit Pull protect your options today.
Duane Buziak on 7 Strategies to Compare FHA Mortgage Rates in Virginia and Keep More Money in Your Pocket
A practical guide to best fha mortgage rates virginia.
Duane Buziak: 7 Strategies to Build a Closing Cost Estimate Worksheet You Can Trust in 2026
A rule-of-thumb 2% estimate can leave you thousands short at closing, as a $400,000 purchase example shows. This guide by Duane Buziak (NMLS #1110647) walks through seven strategies for building a closing cost estimate worksheet modeled on the federal Loan Estimate and Closing Disclosure, so you can compare offers fairly and verify your final cash to close before signing.
FHA Versus Conventional Interest Rates Compared
Compare FHA versus conventional interest rates, mortgage insurance, points, and total payment costs so you can shop same-day offers with clarity today.
How to Lock In a Mortgage Rate: Duane Buziak’s 6-Step Guide for 2026
A practical guide to how to lock in mortgage rate.
Duane Buziak Explains Mortgage Rates for Rental Property Investors: Why They Run Higher and How to Compare Them
Mortgage rates for rental property investors typically run higher than owner-occupied rates because lenders price in added default risk, which can add about $124 per month on a $300,000 loan. Duane Buziak, NMLS #1110647, explains the pricing factors, main loan types, a worked cash-flow example, and a repeatable method for comparing quotes.
How to Improve Your Mortgage Rate Offer: A Step-by-Step Guide from Duane Buziak
A practical guide to how to improve mortgage rate offer.
Duane Buziak Explains Mortgage Rates for Manufactured Homes: Why They Differ and How to Compare Them
Mortgage rates for manufactured homes often run higher than site-built loans, and the gap depends mostly on how the home is classified and which loan program finances it. Duane Buziak (NMLS #1110647) walks through the rate drivers, loan types, and a side-by-side comparison, showing how a 0.75% difference on a $220,000 loan costs about $111 a month, and how to shop lenders without multiple credit hits.
How to Calculate Refinance Breakeven Exactly
Learn how to calculate refinance breakeven using payment, points, and total-cost math before you compare offers and lock a new loan with fresh rate data.