How to Handle a Mortgage Rate Lock Expiring Soon
This guide explains what to do when your mortgage rate lock is expiring soon, breaking down the real cost differences between extending, relocking, or shopping the market with a concrete payment example. Readers get a step-by-step checklist for confirming lock terms and negotiating with their lender before the deadline hits.
Are Mortgage Discount Points Worth It? Duane Buziak Breaks Down the Math for 2026
This article breaks down whether mortgage discount points are worth it by walking through a real breakeven calculation on a $450,000 loan and comparing points against lender credits and other rate-reduction strategies. Readers learn how to calculate their own breakeven timeline instead of relying on generic rules of thumb.
7 Strategies Duane Buziak Uses at GrandRates to Find the Best-Fit Mortgage Broker Who Shops Hundreds of Lenders
This article breaks down the seven strategies Duane Buziak uses at GrandRates to act as a best fit mortgage broker who shops hundreds of lenders, showing how wholesale rate spreads can save borrowers thousands over the life of a loan.
Duane Buziak on GrandRates: A Lower.com Alternative for a Lower Rate Without Losing Underwriting Quality
GrandRates explains why a Lower.com alternative with same underwriting team lower rate pricing isn’t a contradiction, since retail and wholesale underwriters follow the same Fannie Mae, Freddie Mac, FHA, and VA guidelines. The real difference is which lender’s rate sheet you’re priced against, and GrandRates lets you compare hundreds of wholesale lenders without a hard credit pull.
FHA Loan Down Payment Requirements Explained
FHA loan down payment requirements: see 3.5% and 10% rules, credit scores, gift funds, closing costs, and how to compare FHA pricing without a hard pull.