7 Ways Duane Buziak Helps Buyers Find Low Down Payment Mortgage Options in 2026
This guide breaks down the best low down payment mortgage options, from Conventional 97 and FHA to VA and USDA, using a $350,000 Virginia home example. It shows how putting 3% down instead of 20% keeps $59,500 in cash but adds about $522 a month, so you can judge each option by five-year total cost rather than down payment alone.
6 Tools and Services for Your Mortgage Pre-Approval Checklist in 2026
This mortgage pre approval checklist walks buyers through the documents lenders request and compares six tools on checklist support, document uploads, how credit is pulled, loan program fit, and clarity of next steps. It also shows why shopping matters, since a 0.25% rate gap on a $400,000 loan adds up to roughly $3,900 over five years.
Rate Locks: When to Lock, Float, or Buy Points
Rate locks explained with dollar math, points break-even analysis, lock extensions, and a practical way to compare mortgage pricing before you commit today.